Under the Federal Fair Housing Act, it is illegal on the basis of race, color, national origin, religion, sex, handicap, or family status (having children under the age of 18), to:

• Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
• Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.

If you believe that you have been discriminated against, you should send a complaint to:

Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington DC 20410

and to:

National Credit Union Administration
Office of Examination and Insurance
1775 Duke St
Alexandria VA 22314-3428

For processing under NCUA regulations

Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction:

On the basis of race, color, national origin, religion, sex, marital status, or age,

• Because income is from public assistance or
• Because a right was exercised under the Consumer Protection Act

If you believe that you have been discriminated against, you should send a complaint to:

National Credit Union Administration
Office of Examination and Insurance
1775 Duke St
Alexandria VA 22314-3428