Keys Federal Credit Union can help you maximize your business’s short- and long-term investment opportunities. With competitive rates and easy access, you receive value and convenience.  All our savings options are federally insured by the NCUA.

Savings:
This Business Savings account can be opened with as little as $100. Earn dividends with balances as low as $100.  Dividends are compounded and paid monthly. A minimum balance of $500 must be maintained to avoid a monthly service fee.

Tiered Money Market:
Get a highly liquid, secure investment, paying competitive money market rates. This account has a tiered dividend rate structure with the dividends paid on the entire balance in the account. The dividend rate increases each time your money market account balance reaches $2,500; $10,000; and $50,000, with a higher rate paid on the entire balance. The account includes limited check-writing privileges.

The minimum amount to open this account is $2,500. The minimum balance to earn dividends and to avoid the monthly service charge is $2,500.

Advantage Money Market:
Want to earn more on your reserve cash?  Earn a higher rate of return than on other liquid savings accounts with an Advantage Money Market.  The account includes limited check-writing privileges. The minimum to open this account is $20,000.  The minimum balance to earn dividends is $2,500.  Start earning high dividend rate on balances of $20,000 or more. The minimum amount to avoid the monthly service charge is $10,000. 

To open an Advantage Money Market you must have a checking account with the credit union.

Hi Yield Tiered Money Market:
For balances of $100,000 or more, consider the Hi Yield Money Market account. The minimum to open this account is $100,000.

The minimum balance to earn dividends is $2,500.  This account has a tiered dividend rate structure with the dividends paid on the entire balance in the account. The dividend rate increases each time your money market account balance reaches $2,500; $10,000; $50,000, $100,000; $300,000; and $1,000,000. The minimum amount to avoid the monthly service charge is $100,000. The account includes limited check-writing privileges.

Share Certificates:
Perfect if you do not need immediate access to your funds and want to invest for longer periods to obtain higher rates of return. Share certificates are available in terms ranging from 91 days to five years.   You can open a certificate with a minimum of $2,500 on 91-day and 6 months certificates, and $500 on all other certificates. There is a seven-day grace period renewal at maturity.

To learn more about Keys Federal Credit Union’s Business Services in the Keys:

• e-mail us at info@keysfcu.org, or
• call our Member Service Center at (305) 294-6622 or (800) 805-7535, or
• visit any of our branches at Peary Court, Overseas Market, Southard Street, or Big Pine Key or Marathon Shores.