Membership has its privileges!  This dividend earning account is FREE for members 50 and over! 

If you are 50 years or over, you have earned the "extra" features we've packed into this account for you.  This account is a cost-conscious way for you to manage your checking needs.

	Exclusive benefits for those over 50:
		No monthly service charges
		No minimum balance
		No per check charges
		Competitive dividends for balances over $2,500
		FREE incoming wires
		FREE Traveler’s Checks
		FREE checks
		FREE Cashier’s Checks
		FREE Notary Services
		ATM withdrawal limit of $1,000
		One penalty-free withdrawal per share certificate up to $3,000 for expenditures or emergencies (IRA share certificates are not eligible for this benefit)
	And more:
		FREE ATM and Visa Check card
		Check images available through online banking
		Easy to balance detailed monthly statement
		FREE ATM use at Keys Federal Credit Union locations
		FREE direct deposit
		FREE use of KeysFCU Online for 24/7 access
		FREE Bill Pay with Keys Bill Pay
		FREE 24-hour telephone access to your account
		1/4% interest rate bonus on Share Certificates (you are eligible if you are a Platinum and Titanium member - visit member rewards for more information)
		Your deposits NCUA insured