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Why a personal line of credit?

Consolidate high rate credit card debt

Prepare for hurricane season

Finance your home improvement projects

Treat yourself to a summer vacation

Pay for tuition or educational expenses

Be prepared for emergency expenses

Make large or small purchases

 

 

 

 

 

 
Keys Personal
Line of Credit

Do you have high interest credit card balances and high monthly payments?  Need to make a major purchase or want to go holiday shopping?

Rather than racking up debt on high-interest credit cards or using the equity in your home, you can get the funds you need quickly with a personal credit line.

  • Low rates
    Pay a lower interest rate than you receive on most credit cards or Home Equity Lines of Credit.
     
  • Easy access
    Withdraw any amount of funds through your checking account, up to the predetermined, approved credit limit.  You can use it again and again without re-applying. 
     
  • Lower fees
    Pay no closing costs and no balance transfer fees.

     
  • Quick approval turnaround
    Receive an approval decision generally within 24 hours.
     
  • Immediate funding
    Access funds potentially on the same day.
     
  • Low minimum borrowing amounts
    Borrow amounts as low as $5,000.

     

Apply today!

  • call us at (305) 293-6000
  • apply online 24 hours a day, 7 days a week at KeysFCU Online

Subject to credit approval. Lines available between $5,000 and $25,000. The Annual Percentage Rate is based on The Wall Street Journal Prime rate, may change, and is 5.00% as of May 1, 2008. Fees may apply.

 

 

Have a question, or want to apply?

Call (305) 293-6000

E-mail us at loans@keysfcu.org

Apply 24/7 at Keysfcu Online

Features:

Lines from $5,000 and to $25,000

Rates as low as WSJ Prime plus 1% (based on credit)

Interest-only payments

No collateral required

Application fee: $25


Not what you're looking for?  Check out other credit options available:

Redi Cash line of credit for overdraft protection

Signature Loan

Home Equity Line of Credit

Home Equity Loan

  
 
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Keys Federal Credit Union
Call us: (305) 294-6622 or (800) 805-7535
Email us:  info@keysfcu.org
Write us:  PO Box 1898, Key West, FL 33041
Fax us: (305) 293-6051

Technical difficulties? Please contact:
webmaster@keysfcu.org


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