Savings accounts help balance your investments and provide immediate access to funds. All your Keys Federal Credit Union savings accounts provide stable dividends for a steady rate of return, convenient access and the confidence of knowing your funds are safe and secure.

And the balances in these accounts count toward our Member Rewards program, which may help you to increase your member benefits.

At Keys Federal Credit Union you can choose from various savings accounts, depending on your needs.

Keys Savings Account

• Open a Keys Savings account with as little as $50.
• Earn dividends with balances as low as $100.
• Earn higher dividends as your balances increase.
• Dividends are compounded and paid monthly. Your money earns dividends from the date of deposit to the date of withdrawal.

Keys Super Savings Account

• Open a Keys Super Savings account with as little as $50.
• Earn dividends with balances as low as $1,000.
• Earn higher dividends as your balances increase.
• Dividends are compounded and paid monthly. Your money earns dividends from the date of deposit to the date of withdrawal.

Kirby Kids Savings

The Kirby Kids Savings is Keys Federal Credit Union's savings account for children under the age of 12.  With the Kirby Kids Savings account your child can have their very own savings account, while learning to manage their money. In addition, they will become part of the Kirby Kangaroo Club.

 
Features:

• $5 to establish membership in Keys Federal Credit Union
• $5 minimum deposit to open the account
• No fees
• Dividends are paid on the entire balance in the account
• Must have adult (18 years or older) as a joint on the account 

In addition, as a member of the Kirby Kangaroo Club they will receive the following:

• FREE Gift just for joining -
• A Kirby's Quarter Saver to store and save their coins  
• A fun and interactive Web Site just for Kirby Kangaroo Club members
  • Games - Some are educational and help kids learn important concepts, while others are just plain FUN!
  • Stories - Kirby is always embarking on an interesting new adventure. Your child will enjoy reading the latest Kirby story, while learning valuable lessons about saving money.
  • Coloring Pages - Kids love to color, so they'll keep busy coloring the latest Kirby page. Pages are provided in Adobe PDF format for easy downloading.
  • Jokes - The Kirby site has plenty of jokes to keep your child laughing. They can even submit their own jokes. If they're funny, they will be posted on the Kirby site!

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Interested in opening a Keys Savings Account?

• e-mail us at info@keysfcu.org,
• call our Member Service Center at (305) 294-6622 or (800) 805-7535, or
• visit any of our offices at Peary Court, Overseas Market, Southard Street, or Big Pine Key or Marathon Shores.