$2,500 minimum to open and maintain 3 and 6 month regular certificates.

$500 minimum to open and maintain 12 to 60 month regular certificates.

$100,000 minimum to open and maintain jumbo certificates.

Seven-day grace period renewal at maturity.

Early withdrawal penalty applies.

Dividends are compounded daily and credited to your account monthly.

Federally insured by the NCUA.

If you do not need immediate access to your funds and want to invest for longer periods to obtain higher rates of return, consider one of Keys Federal Credit Union's share certificates.  

• For more flexibility, consider our 13-month Keys Bump Up Certificate or our 23-month Bump Up Certificate

• Earn dividend rates that are based on market conditions.  Rates remain in effect throughout the term of the certificate.

• Choose to increase your earnings by reinvesting dividends in the certificate and compounding monthly or...

• Choose to supplement your income by withdrawing dividends paid at calendar month end and at maturity.

• Balance your investment portfolio with a guaranteed return.

• Relax with automatic renewal and notification prior to maturity.

• The balance of your share certificates counts toward our Member Rewards Program, which may help you to increase your member benefits. 

• Safe and sound: All deposits federally insured up to $100,000 by the NCUA.  Retirement accounts are separately insured for up to $250,000.

Interested in opening a Keys Savings Account?

• e-mail us at info@keysfcu.org,
• call our Member Service Center at (305) 294-6622 or (800) 805-7535, or
• visit any of our offices at Peary Court, Overseas Market, Southard Street, or Big Pine Key or Marathon Shores.