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Keys Retirement Services
Now through April 15, 2008, you can contribute
to an Individual Retirement Account (IRA) for either 2007 or 2008 – and
give yourself a possible tax break.
Keys Federal Credit Union offers many retirement
savings options, including Traditional and Roth IRA savings accounts,
Certificates of Deposit, and Money Market Accounts.
Enjoy extra peace of mind, knowing your
Individual Retirement Account (IRA) is now separately insured up to $250,000.
Learn more...
- Traditional IRA An Individual
Retirement Account provides you with many advantages, the greatest of
which is the tax-deferred compounding of investment earnings on your
contributions.
- Roth IRA Like a Traditional IRA, the
Roth IRA offers you a way to save for retirement. Unlike a Traditional
IRA, contributions to a Roth IRA are never tax deductible. However, a
Roth IRA provides a unique advantage: The potential for tax-free
income in retirement.
You can get your IRA in 2 convenient investment
options:
And, as with all our deposit products, the balance in your
IRA accounts count toward our Member Rewards Program, which may help you
to increase your member benefits. Please consult your tax
advisor for advice on whether your contribution is tax deductible. |
With any Keys Federal Credit
Union IRA you can:
- Supplement your other retirement options.
- Build your savings with
tax-deferred earnings.
- Earn monthly dividends on an
IRA Share Account, and earn higher dividends as your balance
increases.
- Earn an even higher rate of
return with a fixed-rate IRA certificate of 91 days to five years.
- Access your IRA funds for a
first-time home purchase or for qualified higher education expenses.
- Make contributions to a
spousal IRA, for a spouse who doesn't have a Qualified Retirement
Plan.
- Enjoy peace of mind, knowing
your IRA is now separately insured up to $250,000.
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Get a head start on retirement
and...
- e-mail us at
info@keysfcu.org,
- call our
Member Service Center at (305) 294-6622 or (800) 805-7535, or
- visit any of
our offices at Peary Court, Overseas Market, Southard Street, or Big
Pine Key or Marathon Shores.
This page is not intended as
tax advice. Before making any decisions about opening or
converting an IRA, be sure to consult with a tax professional.
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