Checking Accounts


 

All Keys Checking Accounts include the following FREE features!

  • Instant Issue Debit MasterCard
  • Debit MasterCard Transaction Alerts
  • Mobile and Online Banking
  • Mobile Deposit with your smart phone5
  • Keys Bill Pay: pay your bills electronically. No stamps or envelopes required
  • Keys EzPay: transfer funds to and from other accounts, people and financial institutions online
  • ATM access at all Keys FCU ATMs and more than 1,000 Presto! ATMs at all Publix Super Markets
  • 24/7 self-service depositories
  • Real-time transactions (no 2 p.m. cut-off)
  • Annual Credit Report Analysis
  • Notary Service
  • Access to Overdraft Protection with a Redi-Cash Line of Credit1
  • Minimum of $55 required to open a new account with a Debit MasterCard. Including required $5 Membership fee
  • Basic Accidental Death and Dismemberment Insurance (optional)

Personal Accounts

Keys Totally Free Cash Back Checking

For those that want the most convenience and flexibility from their checking account without having to maintain a minimum balance.

Enjoy all the free features above plus:

  • No monthly maintenance fees
  • No minimum balance requirements

Keys Premier Checking

Specifically for members who want to earn dividends on their money and traditionally maintain a minimum balance of $1,000.00 in their checking account.

Indulge in all our Keys Checking Account FREE features plus:

  • Monthly dividends on balances of $1,000 and higher2
  • No monthly maintenance fee unless balance falls below $1,0003

Keys 50-Plus Checking 

If you’re at least 50 years young, take advantage of all our Keys Checking Account FREE features plus:

  • Monthly dividends on balances of $500 and higher2
  • No monthly maintenance fee unless your balance falls below $5004
  • FREE incoming wire transfers
  • FREE cashier checks
  • FREE annual order of Keys FCU basic checks

Business Account

Keys Business Premier Checking

  • Monthly dividends on balances over $1,0002
  • No monthly maintenance fee unless your balance falls below $1,0003
  • No per check charges
  • Access to a Visa Business Credit Card1

1Subject to credit approval. Restrictions may apply.
2Rates subject to change at any time.
3$15 monthly fee if balance falls below $1,000.
4$10 monthly fee if balance falls below $500.
5Restrictions may apply to Mobile Deposit.

Contact member services or see our Fee Schedule and Rate Sheet for complete details and eligibility. Fees may reduce earnings.