Checking Accounts


 

All Keys Checking Accounts include the following FREE features!

  • Instant Issue Debit MasterCard
  • Debit MasterCard Transaction Alerts
  • Mobile and Online Banking
  • Mobile Deposit with your smart phone5
  • Keys Bill Pay: pay your bills electronically. No stamps or envelopes required
  • Keys EzPay: transfer funds to and from other accounts, people and financial institutions online
  • ATM access at all Keys FCU ATMs and more than 1,000 Presto! ATMs at all Publix Super Markets
  • 24/7 self-service depositories
  • Real-time transactions (no 2 p.m. cut-off)
  • Annual Credit Report Analysis
  • Notary Service
  • Access to Overdraft Protection with a Redi-Cash Line of Credit1
  • Minimum of $55 required to open a new account with a Debit MasterCard. Including required $5 Membership fee
  • Basic Accidental Death and Dismemberment Insurance (optional)

Personal Accounts

Keys Totally Free Checking

Enjoy all the free features above plus:

  • No monthly maintenance fees
  • No minimum balance requirements

Keys Premier Checking

Indulge in all our Keys Checking Account FREE features plus:

  • Monthly dividends on balances of $1,000 and higher2
  • No monthly maintenance fee unless balance falls below $1,0003

Keys 50-Plus Checking 

If you’re at least 50 years young, take advantage of all our Keys Checking Account FREE features plus:

  • Monthly dividends on balances of $500 and higher2
  • No monthly maintenance fee unless your balance falls below $5004
  • FREE incoming wire transfers
  • FREE cashier checks
  • FREE annual order of Keys FCU basic checks

Business Account

Keys Business Premier Checking

  • Monthly dividends on balances over $1,0002
  • No monthly maintenance fee unless your balance falls below $1,0003
  • No per check charges
  • Access to a Visa Business Credit Card1

1Subject to credit approval. Restrictions may apply.
2Rates subject to change at any time.
3$15 monthly fee if balance falls below $1,000.
4$10 monthly fee if balance falls below $500.
5Restrictions may apply to Mobile Deposit.

Contact member services or see our Fee Schedule and Rate Sheet for complete details and eligibility. Fees may reduce earnings.