Board of Directors

Keys Federal Credit Union’s Board of Directors are volunteers who are elected by our members and
serve on a voluntary basis. On behalf of members they:

  • Set policy
  • Approve budgets
  • Determine strategy
  • Ensure sound financial position

Ron Demes, Chairman
Ron Demes joined Keys Federal Credit Union in 1983. He became our Chairman of the Board in 2014 to
ensure Keys FCU provides excellent service to the Keys community.
Ron is the Past President of the Key West Military Affairs Committee, Leadership Monroe County, Navy
League Key West Council and Sunrise Rotary Club. He is currently the President of the Propeller Club of
the United States Port of Key West, the President of the Arcturus Club and a member of the Sigsbee
Charter School Facilities Committee.
Ron holds both a Bachelor of Science Degree in Civil Engineering and an Associate Degree in Mechanical
Engineering from Pennsylvania State University.


Greg Sullivan, Vice Chairman
Greg Sullivan became a member of Keys Federal Credit Union in 1996. He joined the Board in 2014 to
serve the members of the credit union and the community at large.
Greg is the current President and a Past President of the Key West Chamber of Commerce, Past
President and current Member of the Key West Sunrise Rotary Club, a Past President and current
member of the Military Affairs Committee, a Board Member for Mel Fisher Maritime Heritage Society,
and a prior member of the Boys and Girls Club Board.
Greg is a New York State Fire Fighters graduate of the Suffolk County Community College, and holds a
Florida Department of Environmental Protection HHW Certification.


Jonathan Crane, Treasurer
Jonathan Crane became a member of Keys Federal Credit Union in 1996. He joined our Board of
Directors and became Treasurer in 2014 to serve our members and the Keys community.
Jonathan is currently on the Board of Directors for Leadership Monroe County, Crime Stoppers, and is a
former Board Member of the Veteran of Foreign Wars Post 3911. He volunteers for Relay for Life,
Wounded Warriors, Soldier Ride, Wesley House, MARC House and is a mentor for Take Stock in Children.
Jonathan holds a Master’s Degree in Executive Management from Hodges University, a Bachelor’s
Degree in Criminal Justice from Saint Leo’s University and is a graduate of The Southern Police
Command Institute from the University of Louisville.


Claude Gardner, Secretary

Claude Gardner has lived in the Keys since 1995 with his wife and two daughters. He attended St. Leo
University graduating Cum Laude with a Bachelor’s Degree in Business Administration.
Claude Gardner is currently the co-founder and Partner of Berkshire Hathaway Knight & Gardner Realty
and is the President of the Edward B and Joan T Knight Foundation, Inc. He has been involved in
commercial, residential and real estate property management in Key West for over 22 years.
Claude has served in a Board Officer role on several boards in Key West. These include, the Key West
Chamber of Commerce, Wesley House Family Services, Key West Association of Realtors, and

Kristen Livengood

Supervisory Committee

The Supervisory Committee is a committee of members appointed by the credit union’s Board of
Directors. They serve on a voluntary basis to ensure that the credit union is complying with established
policies and that the Board is protecting Keys Federal Credit Union’s assets.


Denise Rohrer, Chairman
Denise Rohrer joined Keys Federal Credit Union in 2006. She became the Chairwoman of our
Supervisory Committee in 2014 to offer her accounting and auditing experience to the Keys FCU
Denise is a Past President and current Member of the Key West Sunset Rotary Club, a Past President and
current Member of the Florida Institute of Certified Public Accountants, a Board Member for the
Salvation Army, a Mentor with Take Stock in Children and a Member of the American Institute of
Certified Public Accountants.
Denise holds Bachelor Degrees in both Business and Accounting from Tampa College.


Carrie Helliesen, Secretary
Carrie Helliesen joined Keys Federal Credit Union in 1983. She decided to join our Supervisory
Committee in 2014 because she enjoys Keys FCU’s community connection in Key West and the Keys and
cares about the credit union's members. She is "proud to serve the communities’ credit union!"
Carrie Helliesen is a former member and board member of the Key West Sunrise Rotary Club, the Zonta
Club of Key West, and is a member of the National Retired Teachers Association. She is also a volunteer
for the Castaways Against Cancer team for the American Cancer Society's Relay For Life of the Lower
Keys. Carrie holds a Master of Education degree from Southeastern Louisiana University and a Bachelor of
Science in Education from the University of Georgia.