Keys Visa Credit Cards
Keys Visa Contactless Credit Cards have worldwide acceptance, are mobile wallet friendly, and are loaded with money saving features like no annual fee, low rates that can never exceed 18%APR*, FREE Balance Transfers, and Cash Advances, FREE CU Rewards and a FREE and convenient card management app - Keys Card Manager.
Have a small business? Keys Visa Business Rewards Credit Cards are perfect for you! Save time and money with rates below 18%APR*, no annual fee, FREE CU Rewards, FREE employee cards, and our FREE and convenient card management app - Keys Card Manager.
Choose the best card for you with our side-by-side card comparison guide . Keys FCU is an ITIN-approved lender! Click here to learn more
Keys Credit Card Benefits:
No annual fee
Mobile wallet friendly - Apple Pay, Garmin Pay, Google Pay, Fitbit Pay and Samsung Pay
Mobile management with the Keys Card Manager App
25-day grace period on new purchases
FREE authorized users (13 years old and up)
Low minimum payments
Visa automatic account updater
CU Rewards on select cards
Keys Visa Credit Card by Rafael Antonio Medina of Island Boy Arts
Choose the card that’s right for you:
| Credit Features | Visa Signature Rewards (see additional benefits) |
Visa Platinum |
|---|---|---|
| An excellent choice if you: | Pay off your balance each month. Love to travel and earn rewards points on purchases. | Carry a balance on you card and want to pay down debt or save money with a lower rate. |
| Introductory Purchases Offer | 2.9% APR* for the first 6 months.1 | 2.9% APR* for the first 6 months.1 |
| Balance Transfer Offer | 2.9% APR* for the first 6 months from the date of first transfer.2 | 2.9% APR* for the first 6 months from the date of first transfer.2 |
| Annual Percentage Rate (APR*) | Variable rates based on the Prime Rate. | Variable rates based on the Prime Rate. |
| Maximum APR* | 18% | 18% |
| CU Rewards® Program | Yes | No |
| CU Rewards®: Visit curewards.com for details. | Earn 1 point for every dollar spent on purchases. Points do not expire. | n/a |
| Credit Limits | $5,000 to $50,000 | $1,000 to $50,000 |
| Cash Advance Fee | $0 for the first 6 months.2 | $0 for the first 6 months.2 |
| Balance Transfer Fee | $0 2 | $0 2 |
| Foreign Transaction Fee | 1% of each transaction in U.S. dollars | 1% of each transaction in U.S. dollars |
Please see our Credit Card Disclosure and Credit Card Agreements for more information.
A Visa Signature Rewards card maximizes your purchasing power with all the benefits above plus the special travel benefits below.
Read about them in the Visa Signature Guide to Benefits.
Visa Signature Perks
Visa Signature concierge
Purchase security
Warranty Management Service
Roadside dispatch
Travel accident insurance
Travel and emergency assistance
Lost luggage reimbursement
Keys Visa Signature Rewards Card by Rafael Antonio Medina of Island Boy Arts
Visa Business Rewards cards are the perfect small business partner. Earn rewards for your purchases while receiving valuable benefits that help your business grow. View the Visa Business Guide to Benefits for more details.
Keys Visa Business Rewards Credit Card by Rafael Antonio Medina of Island Boy Arts
25-day grace period on new purchases
Earn 1 point for every dollar spend. Points do not expire.
Free employee cards
Travel and emergency assistance
Immediate emergency card replacement
Purchase security and extended protection
Keep more money in your wallet with FREE Balance Transfers.
Transfer your other credit card balances to a Keys Visa credit card for FREE!2 Save money with our offer of 2.9% APR* for the first 6 months from the date of the first transfer.2 To see how much you can save, use our calculator link below to compare the rate on your bank or retail credit cards with our card.
You can transfer your high-rate balances from other cards through our online banking, by calling us at 305-296-6622 or visit any branch.
CURewards®
Reward yourself for shopping smart with a Keys FCU Visa Signature or Business Rewards card. Every time you make a purchase with a Rewards card, you’ll earn CURewards points for every net dollar in purchases you charge. You can redeem your points anytime for merchandise such as HDTVs, golf clubs, or travel like airline flights, cruise and vacation discounts and even auto rental. Your monthly statement will detail your point activity. Visit curewards.com for complete details.
To qualify for a Keys Federal Credit Union Visa credit card, you must be or become a Keys Federal Credit Union member.
*APR = Annual Percentage Rate. Subject to credit approval. Restrictions may apply. Rates are based on prime and are subject to change without notice.
Restrictions may apply. Offer not available on Keys Visa Business cards. Transaction must occur within the first six months of card issuance. Introductory APR* ends after 6 months, and balances accrue interest at the APR* in effect on your account. Offer is valid for purchases and cash advances from the date of first transaction. Offer can be modified or withdrawn at any time without notice. Please contact us for specific rate information.
Fees revert to our published fees upon expiration of offer. Check out our current fees.
