Keys Totally FREE CASH BACK Checking
〰️“I am new to the area and went into the branch for information on how to open an account. I’ve never had better customer service. The teller was extremely knowledgeable and took her time explaining everything to me. She made me feel extremely comfortable. I will definitely be banking with Keys FCU.” Jessica H.
〰️“I am new to the area and went into the branch for information on how to open an account. I’ve never had better customer service. The teller was extremely knowledgeable and took her time explaining everything to me. She made me feel extremely comfortable. I will definitely be banking with Keys FCU.” Jessica H.
A Keys Totally FREE CASH BACK Checking account is your best choice for free and convenient banking. You can start earning CASH BACK Rewards immediately when you take your Keys Debit MasterCard home from account opening. Plus, you’ll save even more time and money with free and convenient services like mobile banking, notary service, and electronic funds transfers to people and other banks, included with your account!
- No minimum balance requirements
- No monthly maintenance fees
- Earn up to $15 CASH BACK every month and FREE Nationwide ATMs (see table below)
- Mobile Wallet access on your Smart Phone for your Keys Debit Mastercard
- FREE Nationwide ATM access - unlimited, surcharge free, access to all Keys FCU ATMs and more than 1,000 Presto! ATMs at all Publix Super Markets
- Connect your peer-to-peer payment/cash transfer apps (Venmo/Zelle) to your account for added convenience
- Real-time transactions (no 2 p.m. cut-off)
We do offer checking accounts to members with ITINs.
Get Paid when you use your Keys Debit Mastercard!
Meet the qualifications below to EARN UP TO $15 CASH BACK and FREE Nationwide ATMs every month.
CASH BACK Rewards: |
Level 1: |
Level 2: |
Level 3: |
|---|---|---|---|
| Earn 1% CASH BACK on the dollar value of your Keys Debit Mastercard transactions up to: | $5.00 | $10.00 | $15.00 |
| Plus, the following number of FREE Nationwide ATM withdrawals1: | 0 | 2 | 3 |
| When you complete the following number of Keys Debit Mastercard transactions: | 15 or more | 25 or more | 40 or more |
| And, have one (1) direct deposit into your Keys Totally FREE Checking Account (S15). |
n/a | 1 | 1 |
| And, you must also have the following Keys Lending services for Level 2 and 3 Rewards2: | n/a | At least one (1) Keys Consumer or Business Loan, Visa Credit Card or Mortgage or HELOC. | At least two (2) Keys Consumer or Business Loans, Visa Credit Card or Mortgage or HELOC. |
*Rewards calculated per calendar month and are automatically deposited into your S15 Checking Account at month end. Program may be cancelled or modified at any time. Restrictions may apply.
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Additional Free and Convenient Services Included
- Online Banking
- Mobile Banking: with Mobile Deposit1
- Keys Card Manager: A FREE mobile app that lets you manage your Keys debit and credit cards from your smart phone
- Keys Bill Pay: pay your bills electronically. No stamps or envelopes required
- Keys EzPay: transfer funds to and from other accounts, people and financial institutions online
- Keys Ez Saver: automatically save your "change" everytime you use your Keys Debit Mastercard
- Access to a Keys EzCash Line of Credit for Overdraft Protection, cash shortages, and unplanned expenses.2
- Annual Credit Report Review to ensure your report is accurate and to check your score
- Notary Service
1Restrictions may apply to Mobile Deposit.
2Subject to credit approval. Restrictions may apply.
Contact member services or see our Fee Schedule and Rate Sheet for complete details and eligibility. Fees may reduce earnings.
