Share Certificates


 
2026 Savings Plan

YOUR 2026 SAVINGS PLAN. YOUR TERMS.

For a limited time, earn 3.5% APY* on a 6-month OR 12-month share certificate!
Short-term commitment. Solid return. A smarter way to save in the new year!

*Annual percentage yield. Rates subject to change and vary. Minimum certificate amount is $500 per member. Maximum certificate amount is $500,000 per member. Offer may be cancelled at any time. Restrictions may apply. Penalty for early withdrawal. Dividends compounded daily. NCUA insured.


Keys Federal Credit Union offers a full portfolio of Share Certificates designed to fit your investment needs.

  • Competitive monthly dividends

  • Flexible terms from 6 months to 60 months

  • Certificates start at $500

  • Dividends compounded daily and paid monthly

  • Guaranteed dividend rate through maturity

  • Seven day renewal grace period at maturity

Check Rates

NOTE: early withdrawal penalties apply.