Home Warranty Protection


Protect Your Home — and Your Budget

Get coverage for the home systems and appliances you depend on every day. Our plan is available to both members and non-members, with Keys Federal Credit Union members saving even more.

Keys FCU Powered by Coverly Home Protection

Why Choose our Home Warranty Program?

  • Covers major systems & appliances

  • Use a licensed technician you trust

  • Plan balances coverage and affordability

  • Simple and transparent claims process

  • Affordable monthly payment


Every time a member enrolls, we’re helping them avoid a financial surprise—and building loyalty for life.

A home is the most expensive purchase a member is likely to make.

Over time, everyday use causes wear and tear on systems and appliances, increasing the likelihood of breakdowns. Keys FCU is here to help homeowners manage these repair costs!

What’s Covered?

Our plan is designed to provide peace of mind by protecting the systems and appliances that homeowners rely on most. This includes:

  • HVAC systems (heating & cooling): Coverage extends to your home’s central heating and air conditioning, ensuring year-round comfort.

  • Water heater: Coverage to repair or replace your water heater if it breaks down, helping to ensure you always have reliable hot water.

  • Interior Electrical

  • Interior Plumbing

  • Kitchen & laundry appliances: Because your home runs on more than just systems, we also cover major appliances that make daily life easier, including:

    • Built-in microwave

    • Range/oven/cooktop

    • Kitchen exhaust fan

    • Refrigerator (including ice maker & dispenser)

    • Dishwasher

    • Clothes washer

    • Clothes dryer

Why Home Protection Matters

Even routine repairs to major home systems can add up quickly:

  • HVAC repairs: $300 - $1,000

  • Refrigerator repairs: $200 - $600

  • Electrical repairs: $250 - $800

  • Plumping repairs: $150 - $700