School Pride FREE CASH BACK Checking

“I’d like to commend Keys FCU. They helped my son open his first checking account with patience and eagerness to answer his questions. The representative smiled the whole time and made us very happy.” Melissa M.

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“I’d like to commend Keys FCU. They helped my son open his first checking account with patience and eagerness to answer his questions. The representative smiled the whole time and made us very happy.” Melissa M. 〰️

School Pride Accounts are NOT credit cards!

Earn CASH for you and your school with a Canes, Conch or Dolphin Pride FREE CASH BACK Checking account! Keys FCU’s School Pride Accounts are perfect for students (14 and older), parents, teachers, alumni and staff who want to show their school spirit! No matter where life takes you, enjoy worldwide access to your account with Mobile Banking and Mobile Check Deposit, no minimum balance or maintenance fees, contactless payments in your mobile wallet, and real-time transactions.

Best of all, you’ll start earning CASH BACK Rewards for you and your high school with your Canes, Conch, or Dolphin Pride Debit MasterCard the day you open your account. In 2021, we gave over $10,200 to Key West, Marathon and Coral Shores High Schools.

  • For each Canes, Conch or Dolphin Pride FREE CASH BACK Checking Account and debit card opened, Keys FCU will donate $5.00 to the corresponding school - Coral Shores High School, Key West High School, or Marathon High School.

  • For each box of Canes, Conch or Dolphin Pride Checks purchased, Keys FCU will donate $2.00 to the corresponding school - Coral Shores High School, Key West High School, or Marathon High School.

  • Keys FCU will also give your account’s corresponding school a donation (up to $15 each month) every time you use your School Pride debit card.^

Canes, Conch, and Dolphin Pride Accounts also include

  • Online Banking from any computer in the world
  • Mobile Banking: with mobile check deposit1
  • Keys Card Manager: A FREE mobile app that lets you turn your debit card on and off, report it lost, or monitor charges
  • Keys Bill Pay: pay your bills electronically. No stamps or envelopes required
  • Keys EzPay: transfer funds to and from other accounts, people and financial institutions online
  • Keys EZ Saver: automatically save your "change" everytime you use your Keys Debit Mastercard
  • Access to a Keys EzCash Line of Credit for Overdraft Protection, cash shortages, and unplanned expenses 2
  • Annual Credit Report Review to ensure your report is accurate and to check your score
  • Notary Service

Earn CASH BACK for you and your school with your School Pride Checking Account and Debit Mastercard!

Meet the qualifications below to earn up to $15 CASH BACK and FREE Nationwide ATMs every month.

School Pride Cash Back Rewards Program*

To receive CASH BACK Rewards, you must have a
Keys Savings Account (S1), School Pride FREE CASH BACK Checking Account (S15), School Pride Debit Mastercard,
e-Receipts and e-Statements, and the products, services or transactions listed below.

CASH BACK Rewards:

Level 1:

Level 2:

Level 3:
Earn 1% CASH BACK on the dollar value of your Debit Mastercard transactions up to: $5.00 $10.00 $15.00
Plus, the following number of FREE Nationwide ATM withdrawals1: 0 2 3
When you complete the following number of Debit Mastercard transactions: 15 or more 25 or more 40 or more
And, have one (1) direct deposit into your School Pride FREE Checking Account (S15). n/a 1 1
And, you must also have the following Keys Lending services for Level 2 and 3 Rewards2: n/a At least one (1) Keys Consumer or Business Loan, Visa Credit Card or Mortgage or HELOC. At least two (2) Keys Consumer or Business Loans, Visa Credit Card or Mortgage or HELOC.
*Rewards calculated per calendar month and are automatically deposited into your S15 Checking Account at month end. Program may be cancelled or modified at any time. Restrictions may apply.
  1. Up to 2 non-Keys FCU ATM fee refunds or a total of $11.00 per month for Level 2 Rewards and up to 3 non-Keys FCU ATM fee refunds or a total of $16.50 per month for Level 3 Rewards.
  2. Payments must be current and account must have a balance at month end.

School Pride Checking Accounts also includes FREE unlimited access to our Online and Mobile Financial Education Programs - Banzai, KOFE - Knowledge of Financial Education and the Zogo Mobile App.

¡Banzai y KOFE disponibles en español!

School Pride Involvement and Donation Gallery

1Restrictions may apply to Mobile Deposit.
 2Subject to credit approval. Restrictions may apply.
^Matching cash back donation for a limited time only. Keys FCU will award each school maximum cash back of up to $15 per member or up to $1,000.00 per month.

Contact member services or see our Fee Schedule and Rate Sheet for complete details and eligibility. Fees may reduce earnings.