LOCALS HELPING LOCALS SINCE 1940
Ready to buy your Keys dream home?
- 15 and 30-year fixed Mortgages
- Adjustable-rate Mortgages
- FHA and VA Mortgages
- Jumbo Loans and Portfolio Mortgages

Ready to buy your Keys dream home?
- 15 and 30-year fixed Mortgages
- Adjustable-rate Mortgages
- FHA and VA Mortgages
- Jumbo Loans and Portfolio Mortgages
Take a pre-approved loan to the dealer when you shop.
- Competitive rates as low as 3.49% APR*
- Terms up to 84 months.
- Refinance existing auto loans for lower payments.
- No pre-payment penalties.
Transfer your credit card balances to Keys FCU and SAVE!
- 2.9% APR* on NEW cards for the first 6 months!
- Low introductory rate.
- Pay off debt faster with a lower interest rate.
- Save money on interest and consolidate your monthly payments.
- Not-for-profit, so our profits go back to our members
- Better rates (because you OWN it!) and homebuyer workshops
- Local and personalized service
- FREE CASH BACK Checking accounts and FREE Financial credit reviews
Did you know that you can earn up to $15 a month for you and your school with a Canes, Conch or Dolphin Pride FREE CASH BACK Checking Account?