Business Credit Cards: Essential Tools for Florida Keys Entrepreneurs
Running a business in the Florida Keys means wearing a lot of hats and keeping a close eye on your cash flow. Whether you're managing inventory, booking travel, or simply stocking up on supplies, a business credit card can help you stay organized and in control. At Keys Federal Credit Union, our business credit card is designed for local entrepreneurs like you, offering practical features, local support, and the flexibility your business needs.
Why Your Business Needs a Credit Card
A business credit card is more than just a payment method. It’s a smart financial tool that supports your operation in real time and in the long run. Here’s how:
Separate business and personal expenses for cleaner recordkeeping and tax time ease
Track purchases with online account access and detailed statements
Manage cash flow with the ability to pay over time
Build your business credit profile with responsible use
Empower your team with employee cards and individual spending limits
Whether you're running a charter boat, managing a local café, or offering vacation rentals, staying organized is key, and the right card makes it easier
Features of the Keys FCU Business Credit Card
Our card is built with Florida Keys businesses in mind. Here’s what sets it apart:
No annual fee and competitive interest rates
Flexible credit limits tailored to your needs
Purchase protection and real-time fraud alerts
Simple online access for tracking and payments
Expense management tools to help you stay in control
Why Choose Keys FCU
You need more than a lender—you need a partner. Keys FCU is rooted in the local business community. We’re here to help you succeed with:
Local decision-making and fast service
Dedicated support from professionals who know the Keys economy
Trusted, member-focused service you won’t find at a national bank
Who Should Apply
Our business credit card is a good fit for:
Small business owners and startups
Seasonal business operators
Home-based and freelance businesses
Non-profits and community organizations
If you’re earning business income and want an easy way to manage expenses, this card is for you.
Getting Started is Simple
Here’s how to get your business credit card from Keys FCU:
Join Keys Federal Credit Union (if you’re not already a member)
Review your card options
Apply online or in person at your nearest branch
Frequently Asked Questions About Business Credit Cards in the Florida Keys
Can I apply if my business is new?
Yes. We’ll review your application based on several factors, not just time in business.
Are there employee cards available?
Yes. You can issue cards to authorized users and set spending limits for each.
How do I make payments?
Easily pay online, by mail, or in person at any Keys FCU location.
Make Business Easier With Keys FCU
Running a business takes focus, energy, and the right tools. The Keys FCU Business Credit Card gives you a simple way to manage purchases, build credit, and grow your business with confidence.
Ready to take the next step?
